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Merchant Services


Show your customers that you want their business by offering them the convenience of paying for their purchases with a credit or debit card.


First Independent has all the tools you need to start capturing additional sales today using our customized Merchant Services Program.


Advantages of a First Independent Merchant Services account:

  • Funds are deposited electronically directly into your First Independent business checking account
  • Deposit occurs within 48 hours after a sale
  • Month-to-month service agreement; no long-term commitment required
  • Seasonal, one-time, and suspension program options
  • Customer assistance available 24 hours a day, seven days a week
  • Competitive rates
  • Equipment purchase, lease, or rental options available
  • Detailed statements that make monthly reconciling easier


First Independent works with Total Merchant Concepts, Inc. to bring you the best payment card acceptance program possible. This partnership allows First Independent to offer an attractive combination of competitive pricing,an extensive array of processing choices and unsurpassed personal customer service. Customer payment options include, but are not limited to:

  • Credit card processing
  • Debit card processing
  • E-Commerce solutions
  • Gift card programs
  • Loyalty card programs
  • Check acceptance
  • Electronic benefits transfer processing


Card Processing


When you work with First Independent and Total Merchant Concepts, Inc., we provide the equipment, service and training so you can pay attention to your business while we handle payment processing. Our program allows you to accept all the major cards including Visa®, Mastercard, Discover and American Express. We also process ATM and debit cards, electronic benefits transfer transactions (EBT), Right Express and Voyager along with gift and loyalty cards.


E-Commerce / Internet Solutions


And if you are moving into the world of e-commerce, we can help there too. It’s a simple step to include your internet payment transactions with your merchant bank services. We’ll even help you determine the best interface to use with your website.


Contact Us


Call our Cash Management Team at 360.699.4322 or visit your local branch to learn more about our cash management solutions.


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