Home Loans in All Shapes and Sizes

Mortgages 
First Independent offers a variety of real estate lending options, whether you are buying, building or refinancing your home. Working with more than 30 lenders, we can find the right mortgage for you, with the best rates and terms.

Adjustable Rate Mortgage Loans
Lower initial loan payments with interest rate caps make this a great option to minimize your expenses at the beginning of your mortgage. First Independent offers an option to convert to a fixed rate loan between the second and fifth year of your loan.

Fixed Rate Mortgage Loans
Don’t worry about interest rate changes with a fixed rate mortgage loan. First Independent offers a wide variety of fixed rate mortgage terms at various maturities to meet your needs.

Construction Loans
Build the home of your dreams with flexible construction financing options, including a Construction-Permanent Loan, which converts to a permanent mortgage as soon as your home is built. This saves you money by avoiding duplicate closing costs and the providing you the convenience of working with the same lender.

Home Refinance Loan
First Independent’s Home Refinance Loan is a great way to improve your financial position. Save thousands in interest by shortening the life of your home loan. Or, lower your monthly payments by refinancing the remaining balance on your home. This loan offers another method to capture the equity in your home.

View our Mortgage Calculator