We know that there are times when you may make a mistake in balancing your account and overdraw. And we recognize that an overdraft can be embarrassing. So we've added Indy Privilege overdraft protection services as one more benefit to a variety of checking accounts.
As a First Independent client, you get this service without having to take any action. The type of checking account that you maintain determines your Indy Privilege overdraft coverage amount. The regular NSF fee of $33 per item will be charged when using Indy Privilege. There is no additional cost.
To find out what your overdraft coverage amount is, locate your account below. If you are not sure what account type you have, check your monthly statement.
| Personal Checking Accounts |
Coverage |
| Free Checking |
$300 |
| Choice Checking |
$300 |
| Choice Plus Checking |
$500 |
| Free Checking Plus |
$300 |
| Smart Checking Plus |
$300 |
| Club Fifty |
$300 |
| Club Fifty Plus |
$300 |
| Interest Checking |
$500 |
To obtain complete details on the benefits and features of Indy Privilege, please download the Indy Privilege brochure and disclosure here.
You may have the benefit removed from your account by calling or visiting any First Independent location or download the Indy Privilege waiver form.
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